In its latest Thought Leadership report, 𝐏𝐫𝐢𝐦𝐮𝐬 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬 explores why this gap persists - from trust deficits, misinformation, and digital frauds to low financial confidence, language barriers, and uneven access to simplified guidance. Through distinct investor personas such as students, gig workers, blue-collar workers, homemakers, and corporate professionals, the report highlights that the challenge is no longer only about access, but about enabling informed and confident participation.
 
The report outlines how stronger policy guardrails, outcome-oriented financial education, and AI-enabled, multilingual investment journeys can help translate household savings into productive participation in India’s growth story.
 
As India moves towards the vision of Viksit Bharat @2047, broadening retail participation in capital markets will be critical not only for inclusive wealth creation, but also for mobilising long-term domestic capital for innovation, infrastructure, and economic resilience.